Page 51 - Εταιρικό Comprehenshive

When you give us information about family members we will take this as confirmation that you
have their consent to do so. As the legal holder of this insurance policy, we will send all
correspondence about the policy, including any claims correspondence, to the policyholder. If any
person that you intend to insure under the policy does not want us to do this you should not
include them as a family member under your policy.
We are required by law, in certain circumstances, to disclose information to law enforcement
agencies about suspicions of fraudulent claims and other crime. We will disclose information to
third parties including other insurers for the purposes of prevention or investigation of crime
including reasonable suspicion about fraud or otherwise improper claims. This may involve
adding non-medical information to a database that will be accessible by other insurers and law
enforcement agencies. Additionally, we are obliged to notify the General Medical Council or other
relevant regulatory body about any issue where we have reason to believe a medical
practitioner’s fitness to practice may be impaired.
If you have agreed we, and other members of the AXA UK Group, may use the information you
have provided to us to inform you by letter, telephone, email or mobile message of products and
services such as special offers and healthcare information. If you change your mind please
contact our team of Personal Advisers or write to us at the address on the back of this handbook
otherwise we will assume that, for the time being, you are happy to be contacted in this way.
Legal rights and responsibilities
16.1 Your rights and responsibilities
(a) You must make sure that whenever you are required to give us any information all the
information you give us is sufficiently true, accurate and complete so as to give us a fair
presentation of the risk we are taking on. If we discover later it is not then we can cancel
the policy or apply different terms of cover in line with the terms we would have applied
had the information been presented to us fairly in the first place.
(b) You and we are free to choose the law that applies to this policy. In the absence of an
agreement to the contrary, the law of England and Wales will apply.
(c) You must write and tell us if you change your address.
(d) Only the policyholder and we have legal rights under this policy and it is not intended
that any clause or term of this policy should be enforceable, by virtue of the Contract
(Rights of Third Parties) Act 1999, by any other person including any family member.
(e) If you are domiciled outside of the European Economic Area, then you and we irrevocably
agree and submit to the exclusive jurisdiction of the courts of England and Wales.
(f) If your cover under the company agreement comes to an end you can apply to transfer to
another policy.
Please see page 52 for an explanation of words that appear in bold 49