Please see page 52 for an explanation of words that appear in bold
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Additional information
When can I add other members?
If you want to join or add family members to your policy we will send you the forms to complete
fully with the information we request. Depending on your agreement with your employer, there
may be restrictions on when you can add family members to your policy.
Please ask your human resource department for details.
Can I add my new baby to my policy?
You can apply to add newborn babies (who are born to the policyholder or the policyholder’s
partner) to the policy from their date of birth. This can normally be done without filling out details
of their medical history, provided you add them within three months of their date of birth.
However, we will require details of the baby’s medical history if the baby has been adopted, or
was born as the result of any method of assisted conception. In such circumstances we reserve
the right to apply particular restrictions to the cover we will offer and we will notify you of those
terms as soon as reasonably possible. This may limit your baby’s cover for existing medical
conditions. This would mean that your baby will not be covered for treatment carried out for
medical conditions which existed prior to joining, such as treatment in a Special Care Baby Unit
and you will be liable for these costs.
Can I cancel my policy?
No, this group scheme has been purchased by your employer, therefore you cannot cancel the
group scheme.
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