12.4
The overseas evacuation or repatriation service will not be available
for the following:
(a)
Any medical condition which does not prevent you from continuing to travel or work and
which does not need immediate emergency in-patient treatment.
(b)
Any costs incurred which arise from, or are directly or indirectly caused by a deliberately
self-inflicted injury, suicide or an attempt at suicide.
(c)
Any costs incurred which arise from or are in any way connected with, alcohol abuse, drug
abuse or substance abuse.
(d)
Any costs incurred as a result of engaging in or training for any sport for which you receive
a salary or monetary reimbursement, including grants or sponsorship (unless you receive
travel costs only).
(e)
Treatment of injuries sustained from base jumping, cliff diving, flying in an unlicensed
aircraft or as a learner, martial arts, free climbing, mountaineering with or without ropes,
scuba diving to a depth of more than 10 metres, trekking to a height of over 2,500 metres,
bungee jumping, canyoning, hangliding, paragliding or microlighting, parachuting, potholing,
skiing off piste or any other winter sports activity carried out off piste.
(f)
Moving you from a ship, oil-rig platform or similar off-shore location.
(g)
Any costs that we do not approve beforehand or costs incurred where we have not been
told about the accident or illness for which you need the overseas evacuation or
repatriation service within 30 days of it happening (unless this was not reasonably
possible).
(h)
Treatment costs other than for the necessary treatment administered by the international
assistance company appointed by us whilst they are moving you.
(i)
Any unused portion of your travel ticket, and that of any accompanying person, will
immediately become our property and you must give it to us.
(j)
Any costs incurred as a result of nuclear, biological or chemical contamination, war
(whether declared or not), act of foreign enemy, invasion, civil war, riot, rebellion,
insurrection, revolution, overthrow of a legally constituted government, explosions of war
weapons or any event similar to one of those listed.
(k)
Any costs incurred if at the time of travel you are travelling to a country or area that the UK
Foreign and Commonwealth Office lists as a place which they either advise against:
all travel to; or
all travel on holiday or non essential business.
This exclusion applies whatever your reason for travel.
Please see page 52 for an explanation of words that appear in bold
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