Please see page 56 for an explanation of words that appear in bold
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8
Your cover for cancer treatment
You are covered for treatment of a new cancer which arises after you join and for any recurrence
of this cancer. If you have exclusions because of your past medical history which relate to a
cancer, then you will not be covered for any recurrence of cancer.
Please refer to section
for further information on your cover for pre-existing medical conditions.
Your policy covers the investigation and active treatment of cancer. This includes surgery,
radiotherapy or chemotherapy, alone or in combination.
Out-patient specialist consultations and diagnostic tests that are directly related to your active
treatment of cancer are not subject to the overall out-patient limit shown in the benefits table.
Your policy also provides cover for treatment given for the relief of pain or other symptoms.
What if I receive my treatment for free?
If you receive your treatment and incur no charges in relation to that treatment you will be able to
claim the cash benefits shown in the benefits table when you receive eligible day-patient or
out-patient radiotherapy or chemotherapy or eligible in-patient treatment.
The following table is a summary of the cover provided for cancer under this policy and should be
read alongside the rest of the handbook, including the benefits table.
Cancer cover for European Health Cover
Place of treatment
9
Active treatment of cancer at a hospital in your principal country of residence or
within your area, or in any UK hospital, day-patient unit or scanning centre listed in
the UK Directory of Hospitals.
8
Charges made for the treatment of cancer in the UK at a hospital, day-patient unit
or scanning centre not listed in the UK Directory of Hospitals.
9
Intravenous chemotherapy received at home in the circumstances shown in the
benefits table.
8
Treatment received at a hospice.
Diagnostic
9
Consultations with your cancer treating specialist (such as an oncologist, surgeon,
radiotherapist or haematologist) diagnostic tests or procedures ordered by a
specialist including CT, MRI or PET scans, and surgical procedures.
9
Cover for genetic testing proven to help the selection of appropriate chemotherapy.
8
Genetic screening required to establish a genetic predisposition to certain forms of
cancer will not be covered as this would be considered preventative.
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