7.3
What we do not pay for:
(a)
Ongoing, recurrent or long-term treatment of any chronic condition.
(b)
The monitoring of a medical condition.
(c)
Any treatment which only offers temporary relief of symptoms rather than dealing with the
underlying medical condition.
(d)
Routine follow-up consultations, except as allowed in
7.2(c)
above.
(e)
Regular or long-term kidney dialysis in the case of chronic kidney failure (apart from as
detailed in
7.2(b))
.
(f)
Treatment of any medical condition which arises in any way from HIV infection.
What cover do I have for psychiatric treatment?
You have cover for the treatment of psychiatric illness, subject to all other benefit limitations and
exclusions on your policy.
If in-patient treatment of a psychiatric illness is needed outside of the UK, it will be necessary for
the policyholder or a family member to contact us. We can then contact the hospital to discuss
your treatment and advise them on the benefits that are available. We can also request that the
hospital send their bills directly to us.
Should you need to stay in hospital longer than was initially agreed, then we will ask the medical
practitioner to provide further details to enable us to assess why further treatment is necessary
7.4
We pay for eligible:
(a)
Treatment of psychiatric illness.
7.5
What we do not pay for:
(a)
Treatment which arises from or is directly or indirectly caused by a deliberately self-inflicted
injury or an attempt at suicide (see also
6.2(b))
.
(b)
Treatment of or treatment which arises from or is in any way connected with, alcohol
abuse, drug abuse or substance abuse (see also
6.2(c)
).
(c)
Benefits for more than 100 days in your lifetime for in-patient treatment of psychiatric
illness.
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