Page 33 - European Health Cover
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Our team of Personal Advisers is available on +44 (0) 1892 556 274
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Recurrent, continuing and long-term
treatment
Will my policy cover me for recurrent, continuing or long-term treatment?
Your policy covers treatment of medical conditions that respond quickly to treatment – defined in
our glossary as acute conditions.
We define a chronic condition in the glossary on page
as:
A disease, illness or injury that has one or more of the following characteristics:
•
it needs ongoing or long-term monitoring through consultations, examinations, check-ups
and/or tests
•
it needs ongoing or long-term control or relief of symptoms
•
it requires your rehabilitation or for you to be specially trained to cope with it
•
it continues indefinitely
•
it has no known cure
•
it comes back or is likely to come back.
This policy is not intended to cover you against the costs of recurring, continuing or long-term
treatment of chronic conditions.
Please note:
Your policy will cover you for the following phases of treatment for a chronic condition:
•
the initial investigations to establish a diagnosis
•
treatment for a period of a few months following diagnosis to allow the medical
practitioner to start treatment
•
the in-patient treatment of acute exacerbations or complications (flare-ups) in order to
quickly return the chronic condition to its controlled state.
What happens if I require recurrent or long-term treatment?
In the unfortunate event that the treatment you are receiving becomes recurrent, continuing or
long-term, the costs for treatment of that chronic condition (including long-term monitoring,
consultations, check-ups and examinations) will not be covered under your policy. We will write to
let you know if this is the case.
However, if you undergo one of the following surgical procedures on your heart we will continue to
pay for your long-term monitoring, consultations, check-ups scans and examinations for the
surgical procedure. We will continue to pay for these as long as you have an AXA PPP
International private medical insurance policy with an appropriate benefit, subject to the terms
and conditions of that policy at the time:
