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Our team of Personal Advisers is available on +44 (0) 1892 556 274
Childbirth, pregnancy and sexual health
Our policies are designed to provide cover for necessary and active treatment of a medical
condition (which we define as a disease, illness or injury). This means for pregnancy and
childbirth that we will only pay for eligible additional treatment made necessary by a medical
condition that is experienced during that pregnancy and/or childbirth. Your policy is not intended
to provide cover for preventive treatment, monitoring or screening. We do not pay for the normal
interventions required during pregnancy or childbirth as they are not treatments of a medical
condition.
Be aware:
As the extent of cover is limited in pregnancy and childbirth we strongly advise you to call our
team of Personal Advisers so we can confirm the extent of the cover we will provide before you
undertake any treatment.
6.7
We pay for eligible:
(a)
Additional costs incurred for the treatment of medical conditions when they occur during
that pregnancy or childbirth. As an illustration we would consider treatment of the
following:
ectopic pregnancy (where the foetus is growing outside the womb)
hydatidiform mole (abnormal cell growth in the womb)
retained placenta (afterbirth retained in the womb)
placenta praevia
eclampsia (a coma or seizure during pregnancy and following pre-eclampsia)
diabetes (if you have exclusions because of your past medical history which relate to
diabetes, then you will not be covered for any treatment for diabetes during pregnancy)
post partum haemorrhage (heavy bleeding in the hours and days immediately after
childbirth)
miscarriage requiring immediate surgical treatment
failure to progress in labour.
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