General information
Reasons your membership would end
Please remember that your membership (and that of all the other people listed on the
Insurance Certificate) will end:
•
If you do not pay any of your premiums on, or before, the date they are due. However, we
may allow your membership to continue without you having to complete a Confirmation
of Health Status Form, if you pay the outstanding premiums within 30 days after the due
date.
•
If you do not pay the amount of any IPT, taxes, levies or charges that you have to pay
under your agreement with us on or before the due date.
•
Upon the death of the policyholder. Please see the section on “Death of the policyholder
or a dependant” (page 27) for further details.
•
If there is reasonable evidence that the policyholder or any dependants misled or
attempted to mislead us i.e. giving false information, withholding pertinent information
from us, or working with another party to give us false information, either intentionally or
carelessly, which may influence us when deciding whether they can join the scheme, the
applicable premium to pay or whether we have to pay a claim. Please see the section on
“Additional terms” (pages 20-23) for further details.
•
If you choose to cancel your policy, after giving us written notice within 30 days of
receiving the full terms and conditions or from the start/renewal date of your policy,
whichever is later. Please see section on “Your right to cancel” (page 32) for further
details.
If your membership ends for reasons other than for fraud/non-disclosure, we will refund any
premiums you have paid which relate to a period after your membership has ended, subject
to the deduction of any money which you owe us.
Please note that if your membership ceases, your dependant’s cover will also end.
Renewing your policy
Your annual policy is automatically renewed for the next Insurance Year provided that the
plan/plan combination selected is still available, all premiums due to us have been paid and
the payment details we have for you are still valid on the renewal date. Please update us if you
get a new/replacement credit card as we will need details of the new card number and/or
expiry date etc.
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Allianz Worldwide Care
