£50/
!
60.
Condition
In the event of a claim for loss of cash
you
must provide
evidence of the initial withdrawal of the cash and also
evidence of how
you
coped financially immediately after
the loss (e.g. currency exchange/ withdrawal slips,
bank/credit card statements).
Not covered
1. the policy excess shown on the Summary of Cover of
any incident. This applies to each person making a
claim;
2. if
you
do not exercise reasonable care in protecting
your money
against loss, theft or damage;
3. if
you
do not obtain a written police report within 24
hours of the discovery in the event of loss, burglary
or theft of
money
;
4. any shortages due to error, omission or depreciation
in value;
5. anything mentioned in the General Exclusions.
SECTION 8 LOSS OF PASSPORT/DRIVING
LICENCE EXPENSES
This section does not apply to trips within
your Country
of Residence
.
Covered
You
are covered up to the limit as shown on the
Summary of Cover for reasonable additional travel or
accommodation expenses
you
have to pay whilst
abroad, over and above any payment which
you
would
normally have made during the trip if no loss had been
incurred, as a result of
you
needing to replace a lost or
stolen passport/driving licence.
Condition
You
must provide receipts for all costs incurred.
Not covered
1. the policy excess shown on the Summary of Cover of
any incident. This applies to each insured person
involved in the incident causing the claim;
2. any costs that
you
would have incurred had
you
not
lost
your
passport or driving licence;
3. if
you
do not exercise reasonable care for the safety
or supervision of
your
passport/driving licence;
4. if
you
do not obtain a written police report within 24
hours of the loss;
5. loss, destruction or damage arising from confiscation
or detention by customs or other officials or
authorities;
6. anything mentioned in the General Exclusions.
SECTION 9 TRAVEL DELAY AND
ABANDONMENT
This section does not apply to trips within
your Country
of Residence
.
Covered
You
are covered if
your
outward or return flights, sea
crossing, coach or train departure to or from
your
Country of Residence
are delayed for more than 12
hours beyond the intended arrival time (as specified on
your travel ticket) as a result of:
a) strike or industrial action (provided that when this
policy was taken out, and or when the trip was
booked there was no reasonable expectation that
the trip would be affected by such cause);
b) adverse weather conditions;
c) mechanical breakdown or technical fault of the
aircraft, coach, train or sea vessel
then a benefit of:
1. £50/
!
60 (Gold) or £25/
!
30 (Silver) for each complete
12 hours you are delayed up to a maximum of
£250/
!
300 (Gold) or £125/
!
150 (Silver) or up to the
limit under Cancellation section of
your
policy (less
the excess) if
you
abandon the trip having been
delayed for the first full 24 hours;
2. up to the Cancellation section limit of this policy (less
the excess) if
you
abandon
your
trip as a result of
your
vehicle being involved in an accident or
mechanical breakdown en route to
your
departure
point from
your Country of Residence
rendering it
impossible for
you
to undertake
your
planned
itinerary.
3. Up to £20/
!
25 per full 24 hour delay on
your
return
to
your Country of Residence
in respect of
maintaining
your
dog or cat in pre-booked, registered
kennels or cattery, up to a maximum of £100/
!
120.
Conditions
1. In the event of a claim due to delayed
public
transport you
must provide documentation from the
transport company, confirming the period of and the
reason for the delay.
2. This benefit is only payable in respect of either l and
3 or 2 as detailed above.
Not covered
1. the policy excess shown on the Summary of Cover of
any incident. This applies to each person making a
claim and is only applicable if
you
abandon
your
trip;
2. if
you
have not checked-in in sufficient time for
your
outward or return journey;
3. any claims arising from withdrawal from service
temporarily or otherwise of the aircraft, coach, train
or sea vessel on the order or recommendation of the
Civil Aviation Authority or a Port Authority or similar
body in any country;
4. abandonment of a trip once
you
have departed from
your Country of Residence
5. internal flights
6. anything mentioned in the General Exclusions.
SECTION 10 MISSED DEPARTURE/CONNECTION
This section does not apply to trips within
your Country
of Residence
.
Covered
You
are covered up to the limit as shown on the
Summary of Cover
for necessary hotel and travelling
expenses incurred in reaching
your
booked destination, if
you
arrive too late at any international departure point to
commence
your
booked trip as a result of:
a) the
public transport
in which
you
are travelling is
delayed (
you
must obtain written confirmation
from the transport company);
b) the vehicle in which
you
are travelling being
involved in an accident or breakdown, or
you
being delayed as a result of a major accident on a
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