Section
Gold Cover Limit (up to)
Gold Cover Excess
Silver Cover Limit (up to)
Silver Cover Excess
Section 1
Cancellation
£6,250
No excess
£3,125
£65 (deposit £40)
Section 2
Curtailment
£6,250
No excess
£3,125
£65 (deposit £40)
Section 3
Emergency Medical Expenses
£12.5 million
No excess
£6.25 million
£65
In patient benefit
Section 4
Additional Hospital Benefit
£25/day £1,200 max
No excess
£12.50/day £625 max
Section 5
Personal Accident
Death
£12,500
No excess
£6,250
No excess
Loss of limb
£37,500
No excess
£18,750
No excess
Total disablement
£37,500
No excess
£18,750
No excess
Section 6
Baggage & Personal Belongings
£4,000
No excess
£2,000
£65
Single article, pair or set
£375
No excess
£200
£65
Valuables limit
£500
No excess
£250
£65
Tobacco, alcohol and fragrances £50
No excess
£25
£65
Delayed baggage (after 24 hours)
£250 max
No excess
£125
£65
Section 7
Cash & Documents
£1,250
No excess
£625
£65
Cash Limit
£375
No excess
£187.50
£65
Section 8
Loss of Passport/Driving licence
£650
No excess
£325
No excess
Section 9
Travel Delay
Delay
£50/12 hrs max £250
No excess
£25/12 hrs max £125
No excess
Abandonment
£6,250
No excess
£3,125
£65
Section 10
Missed Departure/Connection
£2,000
No excess
£1,000
No excess
Section 11
Personal Liability
£2.5 million
No excess
£1.25 million
£125
Section 12
Legal Expenses
£25,000
No excess
£12,500
£125
Section 13
Replacement business associate
£6,500
No excess
No cover
n/a
ADDITIONAL COVER
Section 14
Winter Sports Cover
Optional
n/a
Optional
n/a
Ski pack
£500
No excess
£250
£65
Delayed ski equipment
£12.50/day £250 max
No excess
£12.50/day £250 max
No excess
Ski Equipment (own)
£1,000
No excess
£500
£65
Single Item Limit
£625
No excess
£300
No excess
Ski Equipment (hired)
£350
No excess
£175
£65
Piste Closure
£25/day £250 max
No excess
£12.50/day £125 max
No excess
Section 15
Sports and Activities
See section for details
See section for details
Section 16
Golf Cover
Loss of green fees
£200
No excess
No Cover
n/a
Delayed Golf Equipment
£250
No excess
No Cover
n/a
Golf Equipment (own)
£1,000
No excess
No Cover
n/a
Single Item Limit
£200
No excess
No Cover
n/a
Golf Equipment (hired)
£250
No excess
No Cover
n/a
Hole In One
£100
No excess
No Cover
n/a
SUMMARY OF COVER (£)
The following table is a summary of the main cover limits that apply to policies purchased in Pound Sterling.
You
should read the rest of the policy for full terms and conditions.
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