ALC_Health_Travel_Policy_Wording_September_2012 - page 6

Section
Gold Cover Limit (up to)
Gold Cover Excess
Silver Cover Limit (up to)
Silver Cover Excess
Section 1
Cancellation
!7,500
No excess
!3,750
!75 (deposit
!50)
Section 2
Curtailment
! 7,500
No excess
! 3,750
! 75 (deposit
! 50)
Section 3
Emergency Medical Expenses
!15 million
No excess
!7.5 million
!75
In patient benefit
Section 4
Additional Hospital Benefit
!30/day
!1,500 max
No excess
!15/day
!750 max
Section 5
Personal AccidentDeath
! 15,000
No excess
! 7,500
No excess
Loss of limb
!45,000
No excess
!22,500
No excess
Total disablement
!45,000
No excess
!22,500
No excess
Section 6
Baggage & Personal Belongings
!4,500
No excess
!2,250
!75
Single article, pair or set
! 450
No excess
! 225
! 75
Valuables limit
! 600
No excess
! 300
! 75
Tobacco, alcohol and fragrances
!60
No excess
!30
!75
Delayed baggage (after 24 hours)
!300 max
No excess
!150
!75
Section 7
Cash & Documents
!1,500
No excess
!750
!75
Cash Limit
! 450
No excess
! 225
! 75
Section 8
Loss of Passport/Driving licence
!750
No excess
!375
No excess
Section 9
Travel DelayDelay
!60/12 hrs max
!300
No excess
!30/12 hrs max
!150
No excess
Abandonment
!7,500
No excess
!3,750
!75
Section 10
Missed Departure/Connection
! 2,250
No excess
! 1,125
No excess
Section 11
Personal Liability
!3 million
No excess
!1.5 million
!150
Section 12
Legal Expenses
!30,000
No excess
!15,000
!150
Section 13
Replacement business associate
!7,750
No excess
No cover
n/a
ADDITIONAL COVER
Section 14
Winter Sports Cover
Optional
n/a
Optional
n/a
Ski pack
!600
No excess
!300
!75
Delayed ski equipment
!15/day
!300 max
No excess
!15/day
!300 max
No excess
Ski Equipment (own)
!1,200
No excess
!600
!75
Single Item Limit
! 750
No excess
! 375
No excess
Ski Equipment (hired)
!450
No excess
!225
!75
Piste Closure
!30/day
!300 max
No excess
!15/day
!150 max
No excess
Section 15
Sports and Activities
See section for details
See section for details
Section 16
Golf CoverLoss of green fees
!225
No excess
No Cover
n/a
Delayed Golf Equipment
!300
No excess
No Cover
n/a
Golf Equipment (own)
!1,200
No excess
No Cover
n/a
Single Item Limit
!200
No excess
No Cover
n/a
Golf Equipment (hired)
! 300
No excess
No Cover
n/a
Hole In One
!120
No excess
No Cover
n/a
SUMMARY OF COVER (
! )
The following table is a summary of the main cover limits that apply to policies purchased in Euro’s.
You
should read the rest of the policy for full terms and conditions.
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