6.4
What we do not pay for:
(a)
The following dental treatments:
•
If you do not have the dental add-on: routine check-ups
•
If you do not have the dental add-on: scale and polish
•
cosmetic treatment
•
dental treatment made necessary as a result of neglect (neglect means failure to visit
the dentist at least once in every year, such as treatment of gingivitis or periodontitis.
(b)
The cost of treatment made necessary by an accidental dental injury if:
•
the injury was caused by eating or drinking anything, even if it contains a foreign body
•
the damage was caused by normal wear and tear
•
the injury was caused when boxing or playing rugby (except school rugby) unless
appropriate mouth protection was worn
•
the injury was caused by any means other than extra-oral impact
•
the damage was caused by toothbrushing or any other oral hygiene procedure
•
the damage is not apparent within seven days of the impact which caused the injury
•
the costs are incurred more than 18 months after the date of the injury which made the
treatment necessary.
(c)
Any telephone or travelling expenses incurred in seeking dental advice or treatment.
(d)
Damage to dentures unless being worn at the time of the accident.
Will my policy cover me for new or experimental treatments?
Your policy only covers you for established medical treatments.
Be aware:
There is no cover for any treatment or procedure that has not been established as being effective
or which is experimental.
Please see page 52 for an explanation of words that appear in bold
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