Please see page 52 for an explanation of words that appear in bold
21
6.2
What we do not pay for:
(a)
Treatment which is not medically necessary or which may be considered a matter of
personal choice.
(b)
Treatment which arises from or is directly or indirectly caused by a deliberately self-inflicted
injury or an attempt at suicide.
(c)
Treatment of, or treatment which arises from or is in any way connected with, alcohol
abuse, drug abuse or substance abuse.
(d)
Any costs incurred as a consequence of treatment that is not eligible under your policy,
including increased treatment costs.
(e)
Vaccinations, routine preventive examinations or preventive screening (except as allowed
in
).
(f)
Preventive treatment.
(g)
The costs of providing or fitting any external prosthesis or appliance, except as allowed by
.
(h)
Cosmetic (aesthetic) surgery or treatment, or any treatment relating to previous cosmetic
or reconstructive treatment. (See also
).
(i)
The removal of fat or surplus tissue from any part of the body whether or not it is needed
for medical or psychological reasons (including but not limited to breast reduction).
(j)
Any other treatment of astigmatism or any other refractive errors. (See also
.
(k)
Any treatment to correct long or short-sightedness (except as detailed in the benefits
table).
(l)
Treatment relating to learning disorders, educational problems, behavioural problems,
physical development or psychological development, including assessment or grading of
such problems. This includes, but is not limited to, problems such as dyslexia, dyspraxia,
autistic spectrum disorder, attention deficit hyperactivity disorder (ADHD) and speech and
language problems.
(m)
Any charges which you incur for social or domestic reasons (such as travel or home help
costs) or for reasons which are not directly connected with treatment.
(n)
Any treatment needed as a result of nuclear contamination, biological contamination or
chemical contamination.
Please note, for clarity: There is cover for treatment required as a result of a terrorist act
providing that terrorist act does not result in nuclear, biological or chemical contamination.