(o)
Any treatment needed as a result of your active participation in war (whether declared or
not), act of foreign enemy, invasion, civil war, riot, rebellion, insurrection, revolution,
overthrow of a legally constituted government, explosions of war weapons or any event
similar to one of those listed. This includes any treatment needed as a result of you
exposing yourself to needless peril, such as going to a place of unrest as an active
onlooker or a spectator.
(p)
Any treatment costs incurred as a result of engaging in or training for any sport for which
you receive a salary or monetary reimbursement, including grants or sponsorship (unless
you receive travel costs only).
(q)
Treatment of injuries sustained from base jumping, cliff diving, flying in an unlicensed
aircraft or as a learner, martial arts, free climbing, mountaineering with or without ropes,
scuba diving to a depth of more than 10 metres, trekking to a height of over 2,500 metres,
bungee jumping, canyoning, hangliding, paragliding or microlighting, parachuting, potholing,
skiing off piste or any other winter sports activity carried out off piste.
Will my policy cover me for dental treatment?
There is limited cover as detailed below:
6.3
We pay for eligible:
(a)
Costs incurred for dental care up to the limits shown in the benefits table.
(b)
Treatment made necessary by an accidental injury caused by an extra-oral impact, up to
the limits shown in the benefits table when the following conditions will apply:
if the treatment involves replacing a crown, bridge facing, veneer or denture we will pay
only the reasonable cost of a replacement of similar type or quality;
if implants are clinically needed we will pay only the cost which would have been
incurred if equivalent bridgework was undertaken instead;
damage to dentures providing they were being worn at the time of the injury.
22
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