30
31
option: worldwide wellbeing
Benefits
level of cover
Explanation of benefits
Dental:
We
pay for
treatment you
receive from
your
dental practitioner. Certain dental/oral
treatments
will not be paid from this
benefit, but from the Worldwide Medical Insurance and/or Worldwide Medical Plus benefits if
you
bought this option (please
read notes under those benefits).
These conditions are those which are more specialised and need to be performed by a maxillofacial or oral
specialist
in
hospital
, such as:
{
{
put a natural tooth back into a jaw bone after it
is knocked out or dislodged in an accident
{
{
surgically remove a complicated, buried or
impacted tooth, teeth or root
{
{
benign gum cysts/jaw cysts
{
{
chronic (large) mouth ulcers
{
{
facial deformity such as cleft palate or lip
{
{
facial injuries such as after an accident or cancer, or
{
{
salivary gland diseases
This benefit is paid instead of any other dental benefits
you
may have, when
you
need preventive, routine or orthodontic
treatment
.
Preventive
Each
membership
year
, 100%
up to
GBP 3,500,
USD 5,950
or
EUR 4,375
Dental – preventive, after
you
have been covered on this option for six months includes:
{
{
two check-ups/exams each
membership year
{
{
X-rays/bitewing/single view/Orthopantomogram (OPG)
{
{
scale and polish
{
{
gum shield/mouth guard, and
{
{
night guard
Routine and major restorative
Each
membership
year
, 80%
up to
Dental – routine and major restorative, after
you
have been covered on this option for six months includes:
{
{
all fillings–either amalgam (silver) or composite (white)
{
{
root canal
treatment
{
{
crowns/bridge
{
{
dental implant, and
{
{
anaesthesia costs
Orthodontic
Each
membership
year
, 50%
up to
Dental – orthodontic
treatment
up to the age of 19, after
you
have been covered on this option for two years includes:
{
{
consultations and monthly check-ups
{
{
removal of deciduous/baby teeth/milk teeth/primary teeth
{
{
treatment
planning
{
{
models/gum impressions
{
{
extractions
{
{
anaesthesia
{
{
X-rays including single/bitewing/periapical (root X-ray)/full-mouth X-rays/Orthopantomogram (OPG) and
Cephalometric (CEPH)
{
{
digital photography, and
{
{
metal braces/retainers
