24
25
option: worldwide medical plus
Benefits
level of cover
Explanation of benefits
Young child care
Each
membership year
, up to
GBP 1,000, USD 1,700 or
EUR 1,250
We
pay the following young child benefits for children up to the age of five covered under this plan:
{
{
routine preventive care and check-ups, and
{
{
immunisations
Maternity
Each
membership year
, up to
GBP 3,000, USD 5,100 or
EUR 3,750
We
pay for maternity care and
treatment
after
you,
the mother, have been covered on this option for 24 months including:
{
{
treatment
before and after the birth, including up to seven days’ routine care for
your
baby, and
{
{
home nurse following delivery
We
also pay for pregnancy and childbirth complications, by which
we
mean those conditions which only ever arise as a
direct result of pregnancy or childbirth.
These include:
{
{
pre-eclampsia
{
{
miscarriage
{
{
threatened miscarriage, gestational diabetes, when the foetus has died and remains with the placenta in the womb
{
{
still birth
{
{
heavy bleeding in the hours and days immediately after childbirth (post partum haemorrhage)
{
{
afterbirth left in the womb after delivery of the baby (retained placental membranes)
{
{
complications following any of the above conditions
Treatment
for
{
{
abnormal cell growth in the womb (hydatiform mole)
{
{
foetus growing outside the womb (ectopic pregnancy)
are not covered from this benefit but may be covered by your other benefits.
(Other conditions arising from pregnancy or childbirth which could also develop in people who are not pregnant are not
covered by this benefit but may be covered by
your
other benefits).
Accident-related dental
treatment
Each
membership year
, 80%
up to GBP 500, USD 850 or
EUR 625
We
pay for accident-related dental
treatment
when:
{
{
it is needed only following a trauma or injury
{
{
you
do not need to be admitted to
hospital
{
{
sound
,
natural tooth/teeth
are affected, and
{
{
treatment
takes place within six months of the date of the accident
A medical report from
your
dentist is required confirming:
{
{
the date of the accident, and
{
{
that the tooth/teeth requiring
treatment
are
sound
,
natural teeth
This benefit is paid instead of any other dental benefits
you
may have, when
you
need
treatment
following accidental
damage to
your
tooth/teeth.
We
do not pay for the repair or provision of dental implants, crowns or dentures.
