26
27
option: worldwide medical plus
Benefits
level of cover
Explanation of benefits
Transplant services
Each condition, up to
GBP 50,000, USD 85,000 or
EUR 62,500
We
pay for all costs for
treatment
received by
you
or
your
donor for, or related to, a covered transplant which has not been
provided during a stay in
hospital
, such as:
{
{
specialists’
and
doctors’
fees
{
{
pathology, X-rays and
diagnostic tests
{
{
physiotherapy
,
osteopathy
and
chiropractor
treatment
, or
{
{
any donor complications, but to a maximum of 30 days post-operatively only
We
do not pay for anti-rejection medicines unless
you
have bought the Worldwide Medicines and Equipment option three or
more years before needing these medicines.
Please read about transplant services under Worldwide Medical Insurance.
option: worldwide medicines and equipment
For prescribed medicines and medical equipment
Often,
treatment
doesn’t end when
you
leave the
hospital
or clinic or after
you
have seen a
specialist
. This option
covers
you
for prescription medicines and the rental of medical appliances, such as oxygen supplies or wheelchairs.
Our
benefit for long-term prescriptions will also pay for any medicine required to manage chronic conditions such as
asthma.
These benefits are only available if you have chosen this option and it is listed on your membership
certificate.
Benefits
level of cover
Explanation of benefits
Prescribed medicines and dressings
Each
membership
year
, up to
GBP 1,500,
USD 2,550
or EUR 1,875
We
pay for medicines and dressings:
{
{
prescribed by
your medical practitioner
{
{
which
you
can only get with a prescription, and
{
{
that are only used if
you
have a disease, illness or injury
If
you
are staying in
hospital
, medicines and dressings will be covered under
your
Worldwide Medical Insurance benefits –
read note ‘Operating room, medicines and surgical dressings’.
Note: this benefit does not include costs for complementary medicine prescribed or administered, as these are paid under
the benefit ‘Consultations and
treatment
with
therapists
and
complementary therapists’
.
Durable medical equipment
Up to 45
days each
condition,
each
membership
year
up to
We
pay for durable medical equipment that:
{
{
can be used more than once
{
{
is not disposable
{
{
is used to serve a medical purpose
{
{
is not used in the absence of a disease, illness or injury, and
{
{
is fit for use in the home
Long-term prescription medicines
Each
membership year
, 80%
up to GBP 10,000, USD 17,000
or EUR 12,500
Lifetime limit of GBP 60,000,
USD 102,000 or EUR 75,000
We
pay for long-term prescribed medicines:
{
{
after
you
have been covered on this option for three years, and
{
{
which have been prescribed for a period of at least six months
A medical report from
your specialist
or
doctor
is required confirming:
{
{
the condition
you
need the medicines for, and
{
{
that
you
need to take these medicines for at least six months
