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PRODUCT
T100 ASSURANCE
Benefits
Minimum Sum Insured
$50,000.00 or currency equivalent
Maximum Sum Insured
$3,000,000.00 or currency equivalent
Higher sums insured can be considered please refer to the underwriter.
Waiver of Premium
Benefit waives regular premiums where the life insured, is disabled and unable
to work for a continuous period of at least six months. Policy premiums are waived
until a return to work or until the policy anniversary preceding 65th birthday of
the life insured, whichever happens first.
Accidental Death
This Benefit provides an additional lump sum in the event of accidental death.
Benefit Ceases at age 70
Key Facts
Anti -Money Laundering
Regulations require that we uphold the highest standard of regulation in relation
to the prevention of money laundering. In order to comply we require the following
with all applications, these must be certified by a suitable certifier
•
Copy of current valid passport or national ID card
•
Verification of address
•
Know the source and origin of the funds
Policy Issue For Lives Resident
Policies issued to applicants resident outside of the European Union will be issued
Outside Of The European Union
by Guardrisk Life International Limited, who are regulated by the Mauritian
Financial Services Commission.
Charges
All charges are factored into the underlying premium rates
Taxation
All benefits paid by Guardrisk Life International Limited or appointed administrator
in the event of a claim will be paid to the claimant without any deduction of
tax. The tax treatment of any benefits taken from the policy will depend upon
the personal circumstances of the claimant, including their country of residence.
Please consult your relevant financial professional if you are in doubt as to the
extent to which you may be liable to any tax under this policy. Guardrisk Life
International Limited or Unilifeglobal Ltd are unable to provide individual tax
guidance and recommends that you always seek professional tax advice.
Complaints
If for whatever reason you are not satisfied with the service we provide then in
the first instance the complaint should be addressed to, Unilifeglobal Limited,
Whitehaven, Clifton Road, Amersham, Buckinghamshire, HP6 5PU , United Kingdom
or emailed to
More Information
If you require more information please speak to your relevant financial professional
in the first instance.
Full details of the T100 and Term Life products including the policy terms and
conditions are available from your relevant financial professional or visit
Guardrisk International PCC,
115 West Street, Sandown, Sandton, 2196
Guardrisk Insurance Management
PO Box 786015, Sandton, 2146 Telephone: +27 11 669-1000
and Guardrisk Life International
5th Floor, Suite 545 Barkly Wharf, Caudan Waterfront, Port Louis, Mauritius
