UltraCare
14
•
it is a multiple pregnancy; or
•
the pregnancy is the result of assisted reproductive programmes, for
example, IVF.
BET4
Any
treatment
that is not immediately necessary and can wait until
you
return to the
country where you live
.
Sections B to I of the Travel add-on
plan
do not cover
claims
for, arising from or
connected with
benefit
exclusions BE3 to BE5, BE11 to BE17, BE22 to BE35,
BE37, BE39, BE43 to BE49, BE52, BE53, BE56, BET2 and the
benefit
exclusions
listed below.
BET5
Leaving
your
baggage:
•
with a person
you
have not previously met;
•
in a public place where it can be taken without
your
knowledge; or
•
at a distance from which
you
cannot prevent it from being taken.
BET6
Unauthorised use of
your
traveller’s cheques or credit cards.
BET7
An aircraft or sea vessel being withdrawn from service, whether temporary
or otherwise, on the recommendation of a relevant port authority, the civil aviation
authority or any similar organisation.
BET8
Strike or industrial action taking place, or publicly declared on, or before, the
date the
trip
is booked.
BET9
Neglect, or failure to act, by the provider of transport or accommodation, or
any agent the travel arrangements were made through.
BET10
Expenses payable by, or to, the travel agent, tour operator, accommodation
provider, airline or other carrier.
BET11
Proceedings taken against a tour operator, travel agent or carrier.
BET12
Any person, organisation or company becoming insolvent or being unable
or unwilling to fulfil any part of their obligation to
you
.
BET13
Shortages due to loss of value, omission, exchange or mistakes.
BET14
Changes in exchange rates.
BET15
Any costs
you
have to pay for visas needed in connection with
your trip
.
BET16
Any costs
you
would normally have to pay in connection with
your trip
.
BET17
More than the cost of the original
trip
.
BET18
Government regulations or acts and currency restrictions.
BET19
Loss, damage or expense, as a result of travelling to an area that the
government of the
country where you live
, or the government of
your home
country
, has advised against travelling to.
Sections B, D, G and H of the Travel add-on
plan
do not cover
claims
for, arising
from or connected with the below.
BET20
You
deciding not to travel, not enjoying
your trip
, or not travelling because
you
could not afford it.
BET21
Cancellation due to terrorist acts or the threat of a terrorist act, unless
the government of the
country where you live
, or the government of
your home
country
, has advised against travelling to the area.
BET22
Unused accommodation, activities or travel arrangements, or any
administration costs that
your
travel agent, tour operator or provider charge for
refunds in relation to these.
BET23
Extra charges made by the travel agent, tour operator, accommodation
provider, airline or other carrier.
BET24
Failure to tell
your
travel agent, tour operator or provider of transport
or accommodation as soon as
you
know that
you
need to cancel
your
travel
arrangements.
BET25
Cancellation or
curtailment
of
your trip
if
you
knew that
you
may need
to do so at
your date of joining
this
plan
or when booking
your trip
, whichever
is later.
Sections F, G, H and I of the Travel add-on
plan
do not cover
claims
for, arising
from or connected with the below.
BET26
Any extra value an item may have had because it formed part of a pair or
set.
BET27
Costs of
:
•
damage due to moth, vermin, atmospheric conditions or climatic
conditions;
•
wear and tear, or gradual deterioration;
•
loss of value;
•
mechanical or electrical breakdown;
•
damage caused by any process of cleaning, repair or restoration; or
•
damage caused by leaking powder or fluid carried within
your
baggage.
BET28
Breakage of fragile items, including, but not limited to china, glass and
sculptures.
BET29
Damage to clothing or sports equipment when in use.
BET30
Loss due to customs or any other authority legally taking or destroying
your
belongings.
BET31
Loss of, or damage to, stamps, documents, deeds, manuscripts or securities
of any kind.
BET32
Loss of, or damage to, goods, samples or tools hired or held in trust by
you
,
that
you
do not own.
BET33
Loss of, or damage to, jewellery or photographic equipment carried in
your
baggage unless with
you
at all times.
BET34
Loss of, or damage to, contact or corneal lenses.
BET35
Loss or theft of cash, traveller’s cheques, postal or money orders, or any
valuables
not personally carried by
you
, unless held in a safety deposit box or safe
that is not in
your
room or apartment.
