Emergency Medical Evacuation (Whilst in Country of Study)
US DOLLARS GB POUNDS
EURO
The transportation costs of an
insured person
to the nearest centre where adequate medical facilities are
available. Payment of this
benefit
, including
treatment
incurred, will be subject to the
insured person
suffering from a
medical condition
; (a) that necessitates the
insured person
being placed on a
critical
list, or, (b) for which, in
our
opinion, adequate
treatment
is not available in the country where such
treatment
is required and/or recovery would be substantially expedited thereby
Covered in Full
Covered in Full
Covered in Full
Repatriation (From Country of Study)
US DOLLARS GB POUNDS
EURO
Your
repatriation expenses (including air ambulance) to return
you
to
your Country of Origin
providing it
is
medically necessary
and
you
have received written authorisation from
us
Covered in Full
Covered in Full
Covered in Full
We
will provide cover for the costs of
your
travel expenses to
your Country of Origin
in the event of
a sudden, unanticipated death or a sudden, unanticipated and
critical medical condition
of a
relative
up to and including the age of 75 years. The
relative
must be living in
your Country of Origin
as a
permanent resident.
Your
return to
your Country of Origin
must be permanent
Covered up to
your
original
class of travel
undertaken when
you
first travelled
to
your Country
of Study
Covered up to
your
original
class of travel
undertaken when
you
first travelled
to
your Country
of Study
Covered up to
your
original
class of travel
undertaken when
you
first travelled
to
your Country
of Study
Following
your
death the reasonable cost of either burial or cremation in
your Country of Study
or
repatriating
your
remains or ashes to
your
place of residence in
your Country of Origin
. This
benefit
extends to formalities, embalming, coffin and air transport
Covered up to
5,400
Covered up to
3,600
Covered up to
4,150
Family Assistance
US DOLLARS GB POUNDS
EURO
Upon medical advice, if
you
are hospitalised for a
life threatening critical medical condition we
will pay
for the reasonable economy return airfare for a
next of kin
requested to travel to
your Country of Study
.
This
benefit
extends to reasonable room only costs
Covered up to
3,500
Covered up to
2,350
Covered up to
2,700
SECTION 2
Emergency Medical Treatment (Outside Country of Study)
for Life Threatening Medical Conditions
US DOLLARS GB POUNDS
EURO
Emergency medical treatment
cover outside of
Country of Study
Covered up to
34,000
Covered up to
22,500
Covered up to
26,200
SECTION 3
Personal Belongings (1) (Whilst in Country of Study)
US DOLLARS GB POUNDS
EURO
For the basis of settlement under this section
we
are entitled to:
a) choose to repair or replace
your personal belongings
or
b) pay the replacement cost of the item(s) being claimed for, allowing for depreciation and normal wear and
tear; i.e. the
intrinsic value
.
Any item(s) more than one year old will be subject to due allowance for depreciation and wear and tear; i.e.
the
intrinsic value
Covered up to
2,500
Covered up to
1,665
Covered up to
1,925
Loss, theft or damage of your
personal belongings
resulting from a specific incident which is completely
beyond
your
control when the
personal belongings
are being used by you during your
period of
insurance
. Loss, theft or damage of any one item (including any attached or unattached accessories), or set
or pair of items of
personal belongings
is covered up to a maximum sub-limit of $1,500/£1,000/
e
1,155
SECTION 4
Accidental Death Or Permanent Disability (Whilst in Country of Study)
US DOLLARS GB POUNDS
EURO
Bodily injury
occurring in
your Country of Study
during the
period of insurance
which results in:
i) The permanent loss of sight in one or both eyes, within 12 months of sustaining the
bodily injury
.
ii) The loss of, or permanent loss of use of one or more hands or feet at or above the wrist(s) or ankle(s),
within 12 months of sustaining the
bodily injury
.
Covered up to
16,000
Covered up to
10,665
Covered up to
12,300
In the event of
your accidental
death
we
will pay:
a) $5,000/£3,325/
e
3,850 if under the age of 18 years.
b) $5,450/£3,650/
e
4,200 if aged 18-20 years.
c) $16,000/£10,665/
e
12,300 if aged 21 years and over.
SECTION 5
Personal Liability (Whilst in Country of Study)
US DOLLARS GB POUNDS
EURO
Costs
you
are legally liable to pay, including legal costs, in respect of death or
bodily injury
to any person
or for loss of or damage to property not owned by you happening as a result of an
accident
occurring
within
your Country of Study
and during the
period of insurance
Not Covered
Not Covered
Not Covered
SECTION 6
Loss Of Fees (Whilst in Country of Study)
US DOLLARS GB POUNDS
EURO
Loss of non-refundable education, tuition or study fees paid in advance if
you
are unable to continue with
your studies due to an eligible
medical condition
and
you
are returning to
your Country of Origin
.
This
benefit
is subject to receipt of:
a) Confirmation from the educational facility that studies have been cancelled, including details of the value
of fees which are non-refundable for the outstanding study period and
b) Proof from
your
treating doctor that
you
are unable to continue with
your
studies due to
your
medical condition
Covered up to
5,100
Covered up to
3,400
Covered up to
3,925
EXCESSES
Excesses
US DOLLARS GB POUNDS
EURO
(1) Standard
excess
(applied per
claim
)
100
66
77
5/1911
1,2,3 4