Overall Limits
US DOLLARS GB POUNDS
EURO
Under the terms and conditions of the
plan
,
we
will pay necessary,
reasonable and customary
expenses
in the event of an eligible
claim
up to an overall maximum, per
insured person
per
plan year
1,000,000
665,000
770,000
SECTION 1
In-patient and Daycare Medical Services (Whilst in Country of Study)
US DOLLARS GB POUNDS
EURO
Accident and emergency services, intensive care and theatre costs
Covered in Full
Covered in Full
Covered in Full
Hospital
accommodation
Nursing fees and medical expenses
Surgeons’,
consultants’
, anaesthetists’ and
medical practitioners’
fees
Prescribed medicines and drugs
Reconstructive surgery following an
accident
or following surgery for an eligible
medical condition
Prostheses: artificial body parts surgically implanted to form permanent parts of an
insured person’s
body
MRI, PET and CT scans
X-rays, pathology,
diagnostic tests and procedures
Oncology tests, drugs and
consultants’
fees including cover for chemotherapy and radiotherapy
Allergies:
treatment
of allergic
medical conditions
Physiotherapy by a registered physiotherapist, when referred by a
medical practitioner
,
consultant
or
specialist
Accidental damage to
natural teeth
Psychiatric treatment
up to 10 days
Out-Patient Medical Treatment (Whilst in Country of Study)
US DOLLARS GB POUNDS
EURO
Primary treatment
and consultation to include
medical practitioners’
fees, prescribed medicines,
drugs and dressings
Covered up to
8,500
*
Complementary
medicine
and
treatment
,
Chinese herbal
medicine and
physiotherapy up
to a maximum
sub-limit of 1,000
Covered up to
5,700
*
Complementary
medicine
and
treatment
,
Chinese herbal
medicine and
physiotherapy up
to a maximum
sub-limit of 665
Covered up to
6,550
*
Complementary
medicine
and
treatment
,
Chinese herbal
medicine and
physiotherapy up
to a maximum
sub-limit of 770
X-rays, pathology,
diagnostic tests and procedures
Specialists’
and
consultants’
fees for consultations, prescribed medicines, drugs and dressings
Complementary medicine
and
treatment
provided by a qualified acupuncturist, osteopath, chiropractor,
and homeopath when referred by a doctor*
Chinese herbal medicine*
Physiotherapy by a registered physiotherapist, when referred by a
medical practitioner
,
consultant
or
specialist
*
Oncology tests, drugs and
consultants’
fees including cover for chemotherapy and radiotherapy
MRI, PET and CT scans
Out-patient surgical operations
Psychiatric treatment
provided by a qualified psychiatrist when referred by a doctor, up to a maximum
limit of $850/£570/
e
655
Allergies:
treatment
of allergic
medical conditions
Covered up to 255 Covered up to 170 Covered up to 200
Ambulance Services (Whilst in Country of Study)
US DOLLARS GB POUNDS
EURO
Costs of road ambulance transport required due to an emergency or
medical necessity
to the nearest
available and appropriate local
hospital
Covered in Full
Covered in Full
Covered in Full
Out-Patient Dental Treatment (Whilst in Country of Study)
US DOLLARS GB POUNDS
EURO
Emergency dental treatment
for the relief of
dental
pain. This includes
treatment
following
accidental
and violent
bodily injury
Covered up to
1000
Covered up to
665
Covered up to
770
Organ Transplant (Whilst in Country of Study)
US DOLLARS GB POUNDS
EURO
Treatment
for and in relation to an organ transplant of either; kidney, liver, heart, lung, or heart and lung,
in respect of the
insured person
as recipient and not the organ donor
Covered up to
340,000
Covered up to
225,000
Covered up to
262,000
Maternity Care (Whilst in Country of Study)
(Available After 10 Months Continuous Cover Under The Plan)
US DOLLARS GB POUNDS
EURO
Normal pregnancy and childbirth comprising normal pre-natal
treatments
and examinations, normal
childbirth, normal post-natal
treatments
and examinations and new-born accommodation.
We
will
consider cover for a maximum of three (3) routine antenatal ultrasound scans (one in each trimester) during
the term of a normal non-complicated pregnancy. If any additional ultrasounds are required,
your
treating
doctor must provide full reasons in the medical section of the
claim
form.
We
will consider twelve (12)
routine antenatal visits during the term of a normal pregnancy. If any additional antenatal visits are required,
your
treating doctor must provide full reasons in the medical section of the
claim
form.
Under the childbirth
benefit
,
we
will cover the following for the newborn baby:
r ONE CONSULTATION CHARGE WHICH INCLUDES THE PHYSICAL EXAMINATION VITAMIN + (EPATITIS " AND "#' VACCINE
r ONE HEARING TEST
r ROUTINE BLOOD TESTS 0+5 #ONGENITAL (YPOTHYROIDISM AND ' 0$
r ACCOMMODATION CHARGE OF UP TO A MAXIMUM OF FOUR NIGHTS FOR THE NEWBORN IF THE MOTHER IS ADMITTED
and not suffering any complications.
Covered up to
10,000
Covered up to
6,650
Covered up to
7,700
Complications of pregnancy: 1)
Treatment
of a complication which arises during the antenatal stages
of pregnancy, or a complication which arises during childbirth. 2) New-born accommodation:
hospital
accommodation costs for a new-born child to accompany its mother while she is receiving
in-patient
treatment
in a
hospital
for a
medical condition
covered under the complications of pregnancy
benefit
4ABLE OF "ENEFITS m )NTERNATIONAL 3TUDENTS 0LUS 0LAN
1 2,3,4