Your cover
Allianz Worldwide Care
Pre-existing conditions
Pre-existing conditions are medical conditions or any related conditions for which one or
more symptoms have been displayed at some point during your lifetime, irrespective of
whether any medical treatment or advice was sought. Any such condition or related
condition, about which you or your dependants could reasonably have been assumed to
have known, will be deemed to be pre-existing.
Please refer to the “Notes” section of your Table of Benefits to confirm if pre-existing
conditions are covered. Pre-existing conditions which have not been declared on the
relevant application form are not covered. Plus, conditions arising between completing the
relevant application form and the start date of the policy will equally be deemed to be
pre-existing. Such pre-existing conditions will also be subject to medical underwriting and,
if not disclosed, they will not be covered.
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