Your healthcare cover
Your health insurance policy is an annual contract between Allianz Worldwide Care and the
insured member(s) named on the Insurance Certificate. The contract is composed of:
• The Benefit Guide (this document). This sets out the standard benefits and rules of your
health insurance policy and should be read in conjunction with your Insurance Certificate
and Table of Benefits.
• The Insurance Certificate. This states the plan(s) chosen, the start date and renewal date of
the policy (and effective dates of when dependants were added) as well as the
geographical area of cover. Any further endorsements or special conditions unique to your
cover will be indicated in the Insurance Certificate (and will have been detailed on a Special
Conditions Form issued prior to the inception of your policy). Please note that we will send
you a new Insurance Certificate if you request (and we accept) a change such as adding a
dependant, or if we apply a change which we are entitled to make.
• The Table of Benefits. This shows the plan(s) selected, the associated benefits available to
you, and specifies which benefits/treatments require submission of a Treatment Guarantee
Form. It also confirms any benefits to which specific benefit limits, waiting periods,
deductibles and/or co-payments apply.
• Information provided to us by, or on behalf of, the insured member(s) in the signed
Application Form, submitted Online Application Form, Confirmation of Health Status Form
or others (hereafter referred to collectively as the “relevant application form”) or other
supporting medical information.
Allianz Worldwide Care Limited is regulated by the Central Bank of Ireland. Registered in Ireland: No. 310852.
Registered Office: 18B Beckett Way, Park West Business Campus, Nangor Road, Dublin 12, Ireland.
