Please see page 52 for an explanation of words that appear in bold
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Your cover
Please remember that our policies are not intended to cover all eventualities.
In return for payment of the premium we agree to provide cover as set out in the terms of this
policy. Please refer to the definition of ‘policy’ in the glossary for details of the documents that
make up your policy.
Summary of the International Health Plan
The International Health Plan policy offers you cover for necessary treatment of new medical
conditions that arise after you join. It does not cover you for treatment of medical conditions that
existed, or you had symptoms of before joining. However, in some circumstances you may have
joined on a different basis, please refer to the ‘Existing medical conditions’ section for further
information.
Your policy provides benefit for out-patient routine follow up consultations (and associated
diagnostic tests) for the purpose of monitoring up to the levels allowed in the benefits table .
Your cover includes:
•
in-patient and day-patient treatment and associated medical practitioners’ charges
•
out-patient surgical procedures
•
cancer treatment, including radiotherapy and chemotherapy
•
computerised tomography (CT), magnetic resonance imaging (MRI) and positron emission
tomography (PET) scans
•
in-patient and day-patient treatment of psychiatric illness
•
dental care
•
out-patient treatment of psychiatric illness
•
out-patient medical practitioner charges, consultations, diagnostic tests, physiotherapy
and complementary practitioner charges
•
out-patient drugs and dressings
•
vaccinations
•
If you have the pregnancy add-on: cover for normal pregnancy and childbirth
•
travel insurance.
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