The following Out-patient Plans can be purchased with any of our Core Plans. They cannot be bought separately.
Out-patient Plan Benefits Gold Silver Bronze Crystal
Individual Individual Individual Individual
Maximum plan benefit No limit £9,960/€12,000/ £6,640/€8,000/ £3,735/€4,500/
$16,200/CHF15,600 $10,800/CHF10,400 $6,075/CHF5,850
Medical practitioner fees and prescription drugs Full refund Full refund £830/€1,000/ £830/€1,000/
$1,350/CHF1,300 $1,350/CHF1,300
Specialist fees Full refund Full refund Full refund Full refund
Diagnostic tests Full refund Full refund Full refund Full refund
Vaccinations Full refund Full refund Full refund N/A
Chiropractic treatment, osteopathy, homeopathy, Chinese herbal medicine and acupuncture Full refund Full refund £934/€1,125/ £415/€500/
(max. 12 sessions per condition for chiropractic treatment and max. 12 sessions per condition for osteopathic
$1,520/CHF1,463 $675/CHF650
treatment, subject to the benefit limit)
Prescribed physiotherapy
Full refund Full refund £934/€1,125/ £415/€500/
(initially limited to 12 sessions per condition; limit also applies to prescribed and non-prescribed
$1,520/CHF1,463 $675/CHF650
physiotherapy sessions, where combined)
- Non-prescribed physiotherapy 5 visits 5 visits 5 visits 5 visits
Prescribed speech therapy, oculomotor therapy and occupational therapy
2
Full refund Full refund £934/€1,125/ £415/€500/
$1,520/CHF1,463 $675/CHF650
Health and wellbeing checks including screening for the early detection of illness or disease. £665/€800/ £498/€600/ N/A N/A
Checks are limited to:
$1,080/CHF1,040 $810/CHF780
• Physical examination
• Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney
function test)
• Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
• Neurological examination (physical examination)
• Cancer screening
- Annual pap smear
- Mammogram (every two years for women aged 45+, or earlier where a family history exists)
- Prostate screening (yearly for men aged 50+, or earlier where a family history exists)
- Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
- Annual faecal occult blood test
• Bone densitometry (every five years for women aged 50+)
• Well child test (for children up to the age of six years, up to a maximum of 15 visits per lifetime)
• BRCA1 and BRCA2 genetic test (where a direct family history exists; Gold Individual Plan only)
N/A N/A N/A
To reduce your Core Plan premium, simply select an optional deductible from the list below and read across to find the relevant premium discount.
The level of discount will depend on whether you have selected a Maternity Plan. Please note that either a Core Plan deductible OR an Out-patient
Plan deductible can be chosen (details follow). Where a deductible is selected it is payable per person, per Insurance Year. Also, our premiums are
expressed in whole numbers (i.e. without any cents or pence etc.), therefore, percentages may be slightly higher or lower than those stated below.
Core Plan Deductibles
Out-patient Plans
Optional Core Plan Deductibles Discount if a Maternity Plan is not Discount if a Maternity Plan is
included in your cover included in your cover
No deductible 0% premium discount 0% premium discount
£374/€450/$610/CHF585 deductible 5% premium discount 2.5% premium discount
£625/€750/$1,015/CHF975 deductible 10% premium discount 5% premium discount
£1,245/€1,500/$2,025/CHF1,950 deductible 20% premium discount 10% premium discount
£2,490/€3,000/$4,050/CHF3,900 deductible 35% premium discount 17.5% premium discount
£4,980/€6,000/$8,100/CHF7,800 deductible 50% premium discount 25% premium discount
£8,300/€10,000/$13,500/CHF13,000 deductible 60% premium discount 30% premium discount
Continued overleaf
