Treatment Guarantee is required for all benefits indicated with a 1 or 2 in the following tables and may be required for other benefits.
Please refer to note 2 within the “Notes” section for more information.
International Healthcare Plans
Table of Benefits
Individual Policies
Core Plans
Valid from 1
st
November 2014
Core Plan Benefits Premier Club Classic Essential
Individual Individual Individual Individual
Maximum plan benefit GBP (£) £1,867,500 £1,245,000 £934,000 £415,000
Maximum plan benefit EUR (€) €2,250,000 €1,500,000 €1,125,000 €500,000
Maximum plan benefit USD ($) $3,037,500 $2,025,000 $1,518,750 $675,000
Maximum plan benefit CHF CHF2,925,000 CHF1,950,000 CHF1,462,500 CHF650,000
In-patient benefits¹ - please refer to note 2 for more information on Treatment
Guarantee
Hospital accommodation
1
Private room Private room Private room Semi-private room
Intensive care
1
Full refund Full refund Full refund Full refund
Prescription drugs and materials
1
Full refund Full refund Full refund Full refund
(in-patient and day-care treatment only)
Surgical fees, including anaesthesia and theatre charges
1
Full refund Full refund Full refund Full refund
Physician and therapist fees
1
Full refund Full refund Full refund Full refund
(in-patient and day-care treatment only)
Surgical appliances and prostheses
1
Full refund Full refund Full refund Full refund
Diagnostic tests
1
Full refund Full refund Full refund Full refund
(in-patient and day-care treatment only)
Organ transplant
1
Full refund Full refund Full refund £8,300/€10,000/
$13,500/CHF13,000
Psychiatry and psychotherapy
1
Full refund £4,980/€6,000/ £4,150/€5,000/ £4,150/€5,000/
(in-patient and day-care treatment only)
$8,100/CHF7,800 $6,750/CHF6,500 $6,750/CHF6,500
(10 month waiting period applies)
Accommodation costs for one parent staying in hospital with an insured child Full refund Full refund Full refund Full refund
under 18
1
Emergency in-patient dental treatment Full refund Full refund Full refund Full refund
Other benefits - please refer to note 2 for more information on Treatment Guarantee
Day-care treatment
2
Full refund Full refund Full refund Full refund
Kidney dialysis
2
Full refund Full refund Full refund Full refund
Continued overleaf
MyHealth
app
Quick and easy claims
submission
Policy documents on the go
