31.
Treatment of sleep disorders
, including insomnia.
32.
Treatment or diagnostic procedures for
injuries arising from an engagement in professional sports
.
33.
Treatment
outside the geographical area of cover
, unless for emergencies or authorised by us.
34.
Treatment required as a result of
failure to seek or followmedical advice
.
35.
Treatment required as a
result of medical error
.
36.
Triple/Bart’s, Quadruple
or
Spina Bifida tests
, except for women aged 35 or over.
37.
Tumour marker testing
, unless you have previously been diagnosed with the specific cancer in question,
in which case, cover will be provided under the oncology benefit.
38.
The following
treatments, expenses, procedures or any adverse consequences
or complications
relating to them, unless otherwise indicated in your Table of Benefits:
38.1
Complications of pregnancy.
38.2
Dental treatment, dental surgery, periodontics, orthodontics and dental prostheses with the
exception of oral surgical procedures, which are covered within the overall limit of your Core Plan.
38.3
Dietician fees.
38.4
Emergency dental treatment.
38.5
Expenses for one person accompanying an evacuated/repatriated person.
38.6
Health and wellbeing checks including screening for the early detection of illness or disease.
38.7
Home delivery.
38.8
Infertility treatment.
38.9
In-patient psychiatry and psychotherapy treatment.
38.10
Laser eye treatment.
38.11
Medical repatriation.
38.12
Organ transplant.
38.13
Out-patient psychiatry and psychotherapy treatment.
38.14
Out-patient treatment.
38.15
Prescribed glasses and contact lenses including eye examination.
38.16
Prescribed medical aids.
38.17
Preventive treatment.
38.18
Rehabilitation treatment.
38.19
Routine maternity and complications of childbirth.
38.20
Travel costs of insured family members in the event of an evacuation/repatriation.
38.21
Travel costs of insured family members in the event of the repatriation of mortal remains.
38.22
Travel costs of insured members to be with a family member who is at peril of death or who has died.
38.23
Vaccinations.
39.
The
accidental death benefit
*, in circumstances where the death of an insured member has been caused
either directly or indirectly by:
39.1
Accidents which happen while the insured member is engaged in aviation activities of any
description, including entering and alighting from aircraft, other than as a fare paying passenger in a
standard multi-engine aircraft operated by a recognised airline or air charter company.
39.2
Mountaineering including caving and potholing which requires the use of ropes or guides.
39.3
Taking part in motor sports of any kind, including boating, in any boat designed to travel at a speed in
excess of 30 knots.
39.4
Taking part in speed or duration tests or races of any kind.
39.5
White water rafting and canoeing, scuba diving and yachting or boating outside coastal waters (12
miles or more from the coast).
*Our standard conditions, exclusions and limitations also apply to the accidental death benefit.
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